How to know if you were affected by the Equifax breach

  • How to know if you were affected by the Equifax breach

How to know if you were affected by the Equifax breach

According to Equifax, the hackers had "access" to the names, Social Security numbers, addresses, dates of birth, and, in some instances, driver's license numbers of the affected individuals.

Equifax would not address that last one with me, but a reader named Kimberly Casey forwarded me an email exchange between her and Dann Adams, the president of Equifax's global consumer solutions unit, where he apologized and said that a service to "lock" Equifax, Experian and TransUnion files simultaneously would be coming soon.

Obtain your credit report every year from each of the three major credit bureaus Equifax, Experian, and TransUnion.

So, let's say Equifax just ignores all the small claims lawsuits DoNotPay inspires. The complaints were filed in federals courts in Portland and Atlanta on behalf of nationwide classes.

Members of the U.S. Senate Finance Committee yesterday sent a letter to Equifax chairman and CEO Richard F. "Rick" Smith asking for a detailed timeline of the breach and more information about what the company is doing to "identify and limit potential consumer harm".

Brown also faulted the credit reporting agency for waiting until September to notify customers about a breach it discovered in late July. And in June of this year, Anthem agreed to pay $115 million to settle litigation over a 2015 hacking that compromised about 79 million people's personal information.

Last Friday, Equifax shocked the country with news about a data breach of unprecedented scope. So far, the agency has only issued guidance to consumers potentially affected by the breach.

Iowans also can visit, a website Equifax established to allow consumers to check if they're affected. Notably, enrollment requires that you accept Equifax's Terms of Use.

Despite having to answer questions before Congress or maybe settle a consolidated class-action lawsuit for $10 million or $20 million several years in the future, it's unlikely Congress would pass any laws that make life hard for Equifax or the other two major US data brokers - Experian and TransUnion. If you're not vigilant and don't report suspicious charges or withdrawals, you could find yourself cleaned out there, too. Moreover, the website does not work.

There can be situations where inconsistencies or errors may be reported that could negatively affect your credit rating, and those need to be corrected.

How do you know if your identity has been stolen? Others have experienced the same, or received "System Unavailable" messages.

Schneiderman reminded New Yorkers on Monday to stay vigilant against any possible hacking and phishing attempts by cyber criminals following the Equifax breach.

Nebraska Attorney General Doug Peterson revealed the scope of the breach Tuesday, warning citizens to take steps to protect their identities.

After other high profile breaches over the past several years - Target, Home Depot, etc. - companies like Equifax still have not learned. It is also a reminder to review your own customer agreements.

With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more hard than usual in the past few days.

2WTK is making it easy for you and giving you the links right here, although the websites are all overloaded at this point, so you may have to try a couple of times.